My name is Can Duong and I started with BCS on August 6th, 2003. I had 21 items that needed correction or weren't mine. I had tried previously to dispute these items myself....and the credit bureaus wouldn't correct them. Two days ago I received the results of the dispute letters BCS put together for me. Out of the 21 items we started with.....I only have 2 remaining. My credit scores went up already almost 80 points and BCS referred me to Wells Fargo Home Loans in Dover, NH for my first try at a mortgage. Thank you very much BCS! 

( Can Duong owns DC Nails in Rochester, NH )

UPDATE!

Julie Coakley at Wells Fargo Home Loans in Dover, NH just closed the loan on our home in Rochester, NH today, November 26th, 2003! I can't believe we are actually in our new home....it only took 95 days from the time we first talked to BCS to the actual closing of the loan!!!  Our credit scores were in the mid 500's when we started and are now in the mid 600's. I will recommend them to anyone! ( Can Duong 603-332-4141 )

My name is H. Bruce McInnis, Sr and I am the father of ( Bruce, Jr. ) the creator of this BCS System. I heard what he was doing .... I would see evidence of what he was doing ....but I really didn't know how powerful what he had was until just a week ago. I wrote a testimony previously...... but I need to revise it to reflect the fact that I now own my house as a direct result of what happened for his mother and I. I didn't have bad credit ( scores around 650-670 ) but there were 3 old accounts that were paid collections on my report that weren't mine. I asked Bruce if this was something he could help me with.....he drafted a special dispute letter demanding action in 14 days.....and it worked! I closed my loan November 26th, 2003 with the Teachers Federal CU in Sanford, Maine. If people will be open-minded and give this a try....I believe this will give them a second chance to get their lives in order. Thank You.

I am also a Loan Officer with Franklin American Mortgage. My name is Monte Austell and I am the one who actually introduced BCS to Debra Wicke and the other loan officers here. I closed a home loan for Bruce & Lynn McInnis. The weird thing that happened was that they had numerous negatives that were reporting on their credit report from a bankruptcy in the early 1990's....some of which they ended up having to pay off before closing the loan. Their interest rate was 8.5%. About 6 months later, Bruce approached me telling me how successful this system was he has created. He challenged me to pull his own credit again and see the results......They were unreal! In fact, I refinanced them and got them a 6.37% rate....their monthly payment went down $235. I have seen case after case go through his company with the same result. I firmly stand behind what they are doing !

( Monte Austell  )

Hi Bruce,

We just got off the phone with Ron Harris , he asked me to shoot you an e-mail. First off we would like to thank you guys for a great job , everything you guys said you were going to do….. got done. Our credit scores came up approx 100 pts each.

Please do post it , everything we quoted is true.

Thank You ,

James & Kimelaine Hodo

phone (623)933-7134

From: david poussard

Date: 05/19/05 13:58:23

To: myaccountstatus@hotmail.com

Subject: RE: BCS America letter

Hi Lee,

I am very thankful that I found you guys! Most of my bad credit items have been paid for quite some time, your services have forced the bureaus to update my report. I Was Just approved to buy a house at 6% interest. I am sure your company had a lot to do with this! It was the best money I have ever spent. If you have some one interested in your services but is hesitant, please have them call me! Thank You again!!

( David Poussard  207-784-5438 )

My name is Mary Ellen MacGregor. I started the BCS America do-it-yourself system in April of 2004. My husband, Robert, and I had had a very hard couple of years with illness and our finances had diminished to the point where we couldn't pay everything on time....and we ended up with late payments and a few collections for hospital bills. Everywhere we went for help turned us down because of the credit bureau reporting. Those bills were now paid off....we were back on our feet and paying everything on time....but noone would even consider us with those negative items on our report!

We were referred to BCS America by a friend at GreenTree Mortgage in Rochester, NH. We went to the office and met the creator of the system, Mr Bruce McInnis. He explained his system.....his educational program and made us understand that this was something he would consult and assist us in completing.....but we would actually be actively participating in what happened. We started that day.....within 24 hours we had our dispute letters to sign and send out........and over the next 3 months we received correspondence from all three major credit bureaus with the Investigation Results. When we started....our credit scores were about 480. When GreenTree Mortgage qualified us for our home loan......we were at about 620.

I am writing this from our new home! It took us only 100 days to get here. God Bless BCS America and their ability to continue helping people! IWe will recommend them to everyone...we are living proof!

Mary Ellen & Robert MacGregor   Union, NH   603-652-7322

From: Louise Merrill

Date: 09/03/04 14:02:53

To: 'Lee McInnis'

Subject: RE: BCS AMERICA letters

Thank you. I am to-date, extremely impressed with the services of BCS. 

This process as you are aware is and has been extremely frustrating and we are both shocked to see what has appeared. I am currently not feeling so defenseless and as to everyone, money is tight and important, so high interest rates are devastating to families.

“I had always been in pretty good financial shape until the events of 9/11 put my business and me under. After declaring bankruptcy, I looked around to right myself and fix my credit since I had a good job and wanted to rebuild my life. My mortgage broker suggested I talk with Bruce McInnes since they had worked together before. I called Bruce, faxed him my ugly credit report. He looked at it, responded immediately and told me he could help. He wrote some letters for me which I sent to the credit bureaus and then a MIRACLE occurred: my credit scores jumped dramatically! I was able to obtain the financing I wanted (even having some choices) and have recommended and will recommend Bruce and his company to anyone who needs to improve their credit. He is honest, responsive, and, best of all, knows what he is doing.”

Paul B. Nashville

"Testimonies From Our Clients"

Hello Bruce:

I wanted to let you know that as far as me and Ray are concerned, we are very happy with the progress so far and are recommending your company to others as often as we can.  We have already seen positive changes in our reports and continue to appreciate ALL YOUR EFFORTS. 

Again, thank you for EVERYTHING.

Susy & Raymond Mills

BCS America,

My husband and I use your service, and am very pleased with it.

Your time and expertise are greatly appreciated!! We both are amazed with your co. and will continue to recommend and use your services.

Sincerely,

Maggie Nicole Cersosimo

Thanks for wishing me a happy holidays. Your program has really helped me

out for I was able to get a home equity  line of credit to finish my basement

and there wasn't any issue at all about my credit score anymore, thanks again. I will

encourage those that I know to use your service if their needs change and

they need to increase their credit score.

Fred Robinson (Tennessee)

I am living proof this company works. The credit bureaus are very tough to deal with without B.C.S. Just 6 months after working with Bruce McInnis, I am enjoying my new home with my family at a Super interest rate, 6%.I would say his services are worth the cost, 10 fold! It is nice to live the life of a respectable American now. Even after some bad debt is paid, it is tough to get the bill collectors to mark them paid, Bruce demands it, and they comply. I can’t tell you how great it feels to have all this off my back, and a bright future in front of me. I am not a paid spokes person, I am like you, struggling to repair my past mistakes. B.C.S. is a god send. Life is much different with good credit! Thanks. Dave P. Lewiston, Maine

To Whom It May Concern,

United Home Services, Murray, Utah,  has been using the services of BCS since December 2004. We have had several people decide they want to clear their credit and they signed with BCS. We have had great success with BCS. We have closed over 10 loans with borrowers who normally would have not been able to get loans due to their credit report and credit scores. Thanks to the help of BCS these people are now home owners. Thanks BCS for all your help. Sincerely, A. Nixon (Lead Processor)

Thank You all for your help this far to get our credit file cleaned up, we appreciate it very much!! We will be recommending your company to everyone we know that needs your services.

Randy & Roxann Broshears

Merry Christmas & a Happy New Year to all your staff!!

MY NAME IS ALONZO DEAL...AND YOU GUYS DID WONDERS FOR MY CREDIT, DEEPLY APPRECIATED.....I WAS REFERRED BY A GUY NAMED WILLIAM DAVIS OF NASHVILLE TN. PLUS , I HAVE PEOPLE I PLAN TO REFER.....THANX

BRUCE, YOUR COMPANY HAS DONE A GREAT JOB FOR MY FAMILY. THANKS A MILLION.

GERALD, AND KANIELLE FOSTER

Hello Bruce,

>

>I have read a lengthy complaint on Ripoffreport.com, prior to enrolling in your service.

>

>The amount of time you put into responding to that complaint was an excellent way for you to prove yourself to be honorable.

>

>Based on that fact alone, I joined today. I am confident you will be able to help me clean up my credit report!

>

>Sincerely,

>

>Michael Trueson

Happy New Year BCS America,

I wanted to thank you and your company for all the hard work you have done

for me in 2005. I recently applied for the mortgage on my new house that

should be ready for final papers by Feb. 9th. I was amazed and gratified at

the FICA scores reported. Experian 696, Equifax 653, and Trans Union 641. I

would not have believed that a year and your great services would have

gained such results. Keep up the good work and 2006 will bring me back to

sanity with the Credit companies.

Best regards,

Gloria Mercer

Listed below are clients who have used the BCS Credit Disputing System that we use. Pro Credit Restoration is a marketing arm for BCS. Please take the time to call those that have graciously allowed their contact numbers to be published. They are willing to do this to help you understand that this system really does work. There are alot of scams out there......you can never be too careful. Do your due diligence and have faith in those that have referred you to our website for this information. This is the real thing!

Best Wishes to you as you enter into this journey ....you will become more educated than most of the Loan Officers you will meet after you have finished the entire program with us. We want you to KNOW the Credit System inside and out. This way you can participate in an intelligent manner and obtain those things in life you desire financially.

Pro Credit Restoration