Settlement & Tradeline Dispute Contract
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CLIENT: CO CLIENT:
Pursuant to the terms and conditions herein, the CLIENT hereby agrees to pay The Fulfillment Center a fee of $599.00. This fee covers a Twenty-Two (22) part Credit Educational series, a personal credit review, analysis of your credit report, The Fulfillment Center will Assist the CLIENT with a Legally Formatted Disputing System to the three major Credit reporting bureaus, on the Bureaus right to report the CLIENT’S credit information. If no mortgage company is involved, the CLIENT authorizes The Fulfillment Center to “Pull” their credit report pursuant to this agreement. We have no hidden Fees.
Please initial each line item indicating your agreement and/or understanding of the service being provided
to you.
______1. Although the average time frame to see results is 90-120 days for the disputing process, I
understand that my circumstances are unique and different from any other individual and that it is
impossible to guarantee a result within a specified period of time.
______2. I understand that the service is for a full 12 months (1 year) and that I may see results up until
that time. I understand that this service is for the entire year and that it extends beyond the disputing
process into a full educational series so that I may learn why and how to maintain my good credit rating
once obtained.
______3. I understand that I must be accountable for my own actions and involved in the process of
restoring my credit in order to reap the long-term rewards. The Fulfillment Center does not and can not do this for me, they can only assist me in this process.
______4. I agree to refrain from any/all actions that may hinder the process to restore my credit or
negatively affect it in any way, including ,but not limited to, paying bills on time, applying for additional
credit, making large purchases on credit, etc.
______5. I agree to forward all correspondence between myself and the Credit Bureaus to The Fulfillment Center,
as well as, any correspondence asked to be sent to the Credit Bureaus by The Fulfillment Center within 10 business days of receipt.
______6. I hereby state that no one has made any specific claims to what my credit score will be nor in
what time frame my credit will be restored.
______7. I understand that once my credit report has been pulled, reviewed and personalized dispute
letters have been created on my behalf, there will be no refund of monies. I understand that this is a
customized service for each individual client and can not be re-used for another person. I am protected
with the 3 day right to rescind and the 5 business day cancellation right I have under Federal law.
______8. I understand that once my application is accepted, The Fulfillment Center immediately starts the process by ordering my credit report, analyzes my reports and drafts the dispute letters prior to my funds being cleared and released into the The Fulfillment Center account. Services are rendered before payment is received.
______9. I understand that there is no magical wand that will restore my credit profile, but rather it is a
process that must follow the guidelines of the law.
Notice: As a consumer you have the right to review and dispute the completeness and accuracy of any file of yours maintained by any consumer reporting agency and receive a copy of that report containing all information in that file, as provided under the FCRA section (609). A free copy of this report will be provided by the consumer reporting agency each year to the consumer within thirty (30) days if requested by the consumer. You also have a right to a free copy upon request within sixty (60) days of being turned down for credit
Notice: We at The Fulfillment Center want you the CLIENT to know that you can do all that we do on your own. We do not have a magic pill. What we do have is a proven Legally Formatted Dispute System that has worked for over 35,000 clients over the last eight years.
Notice of Cancellation: You may cancel this contract without penalty or obligation at any time by E-mail, phone or in writing prior to midnight of the Fifth (5) business day, from the signing of this contract. Upon receipt of your signed cancellation notice, return of all original letters, and written information provided by The Fulfillment Center to our Processing office at P.O. Box 10 North Whitefield, ME 04353-0010, any payment made by you under this contract will be returned within Ten (10) business days.
Client Signature Accepting This Contract:
Co-Applicant Accepting This Contract:
: I hereby cancel this contract: (signature) _________________ Date:___________
